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How much Home can you afford?

Caitlyn Peck

Caitlyn Peck is Nationally recognized as the #1 Realtor in Fresno on Social Media.  eXp Realty Inc...

Caitlyn Peck is Nationally recognized as the #1 Realtor in Fresno on Social Media.  eXp Realty Inc...

May 10 3 minutes read

Home Buying Starts Here:

4 Easy Steps to Know 

How Much You Can Afford

We agree, looking at houses is much more fun than getting your finances together. But, it's easy to find out how much you can afford and we promise you won't regret it. We see it all the time, home buyers spend weeks looking at houses, then it happens, they walk inside their dream home and they have to have it.

Finding the "one" is the best day of the home-buying experience unless you find out you can't afford it. Spare your home search from heartache and know how much you can afford before falling in love.  Follow our 4 step guide to find out how much you can afford to start your home search strong. 

1. Time for a Check-up.

What do your finances look like? Give yourself a financial check-up, review accounts, assets, and debt now. 

Do you have money saved? Will you need to sell any investments or your current home? 

2.Got cash?

Do you have enough money saved up to cover your down payment? You'll need to save enough to cover a 3-20% down payment. If you don't have any cash saved. You'll also want to approximate closing cost with your lender.

3.Know your Score. 

Lenders use a three-digit number called a credit score to decide whether to lend you money, so you need to know what yours is before you start house-hunting. The higher your score, the more likely you are to get to get a loan and a lower interest rate.

4.Talk to a Mortgage Lender

Now that you're organized contact a Lender to answer the question  "How much can you afford?" today. 

After a quick consultation, a Lender will look at your overall financial picture for a ballpark number.

We work closely with the best lenders in town. Count on our experience and call a lender you can trust.

Select any one from Top Mortgage Lenders of 2019  list and get pre-approved today.

The Next Step: Schedule your free Home Buying Consultation. or  Schedule appointments to tour properties.

We are excited to work with you!

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